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Other Deposits
Most of those who want to grow their savings choose from a selection of different types of deposit.
However, we all would prefer it if the interest on the deposit were to be passed into our account more often.
ABI provides a variety of time deposits that offer a range of options, from switching interest at different times to suit the customer, e.g. every month, every three months.
- 12 months deposit with quarterly interest liquidation
- 12 months deposit with monthly interest liquidation
These deposits are offered in ALL, EUR, and USD.
- For all pensioner clients who receive their pension through ABI Bank, an additional +0.2% is offered on top of the published product rates (as referred to in the table below).
- The interest rates shown in the table below apply to new funds
Deposit in ALL
| Amount | Interes rate monthly | Interes rate 3 months |
| 200,000 - 4,999,999 | 0.50% | 0.55% |
| 5,000,000 - 14,999,999 | 0.70% | 0.75% |
| Over 15,000,000 | 0.70% | 0.75% |
Deposit in EUR
| Amount | Interes rate monthly | Interes rate 3 months |
| 500 - 99,999 | 0.09% | 0.10% |
| 100,000 | 0.09% | 0.10% |
For all these deposits, in case of early closure you lose the interest generated by them. In such cases, we advise you to take a loan with collateral over your funds or a credit card. The applied interest rates are very competitive.
The deposit interest rates are also published at American Bank of Investments through the Interest Rate Bulletin.
For more information, you may contact us through our branches.
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All deposit accounts of any commercial company depositor in the Republic of Albania held with American Bank of Investments sh.a. are insured by the Deposit Insurance Agency (ASD) up to the level of ALL 2,500,000 (two million five hundred thousand Lek) or its equivalent value in foreign currency, in accordance with the provisions defined in Law No. 53/2014, “On Deposit Insurance”, as amended.
