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VERO Deposit
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* DEPOSIT in ALL*
36-MONTH DEPOSIT WITH TIERED INTEREST
Advantages and characteristics of the deposit in ALL currency
- Term: 36 months
- Currency: ALL
- Interest benefit: Interest is paid annually
Withdrawal before maturity:
- No interest is earned if the deposit is broken during the first 18 months of the deposit.
- If the deposit is broken during the second half-year of the second year and the first half-year of the third year, you receive the interest of the first year.
- If the deposit is broken during the second half-year of the third year, you receive the interest of the first year and the second year.
- For all pensioner clients who receive their pension through ABI Bank, an additional +0.2% is offered on top of the published product rates (as referred to in the table below).
- The interest rates shown in the table below apply to new funds.
Interest Rate Table
| Amount | Year I | Year II | Year III | Effective interest rate |
| 100,000 - 4,999,999 | 4.00% | 2.80% | 2.60% | 3.13% |
| 5,000,000 - 9,999,999 | 4.00% | 3.00% | 2.80% | 3.27% |
| 10,000,000 - 19,999,999 | 4.00% | 3.20% | 3.00% | 3.40% |
| Over 20,000,000 | 4.00% | 3.30% | 3.20% | 3.50% |
36-MONTH DEPOSIT WITH TIERED INTEREST
* EUR / USD DEPOSIT *
Advantages and characteristics of the deposit in EUR/USD currencies.
- Term: 36 months
- Currency: EUR/USD
- Interest benefit: Interest is paid annually
Withdrawal before maturity:
- No interest is earned if the deposit is broken during the first 18 months of the deposit.
- If the deposit is broken during the second half of the second year and the first half of the third year, you receive the interest of the first year.
- If the deposit is broken during the second half of the third year, you receive the interest of the first year and the second year.
- For all pensioner clients who receive their pension through ABI Bank, an additional +0.2% is offered on top of the published product rates (as referred to in the table below).
- The interest rates shown in the table below apply to new funds.
Interest Rate Table:
| Amount | Year I | Year II | Year III | Effective interest rate |
| 1,000 - 49,999 | 4.00% | 2.00% | 1.90% | 2.63% |
| 50,000 - 99,999 | 4.00% | 2.10% | 2.00% | 2.70% |
| 100,000 - 199,999 | 4.00% | 2.20% | 2.10% | 2.77% |
| Over 200,000 | 4.00% | 2.30% | 2.20% | 2.83% |
For more information about the VERO Deposit, please read the Deposit Bulletin.
For more information, we invite you to visit one of our branches in Tirana or in other districts.
LIMITED-TIME OFFER
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Our bank is a member of the Deposit Insurance Agency.
According to Law No. 53/2014, dated 22.05.2014, “On Deposit Insurance”, accounts and deposits at American Bank of Investments sh.a. are insured up to the amount of ALL 2,500,000 (two million five hundred thousand Lek) or its equivalent value in foreign currency by the Deposit Insurance Agency.
