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12+2 Deposit in ALL
The American Investment Bank offers you flexible and secure opportunities to grow your savings through the 12+2 deposit in ALL, tailored to your financial needs.
The 12-month deposit in ALL allows you to receive interest payouts every month, along with a bonus equivalent to 2 months of interest at maturity.
An ideal solution for those seeking a combination of periodic income and a stable, guaranteed return on their investment.
Key Features of the 12-Month Deposit in ALL
- Tenor: 12 months
- Currency: ALL
- Monthly interest payouts
- Bonus interest will be credited to your account at maturity
- Important: Early withdrawal conditions
- In case of early termination, the client will not benefit from any interest
- Any interest already paid will be reclaimed by the bank and deducted from the deposit principal
- The deposit cannot be topped up
- You can benefit from loan products with preferential terms by using your deposit as collateral
| Amount | Monthly interest rate | Annual interest rate | Effective interest rate |
| 100,000 - 4,999,999 | 0.158% | 1.90% | 2.22% |
| 5,000,000 - 9,999,999 | 0.167% | 2.00% | 2.33% |
| 10,000,000 - 19,999,999 | 0.175% | 2.10% | 2.45% |
| over 20,000,000 | 0.183% | 2.20% | 2.57% |
For more information, we invite you to visit one of our branches in Tirana or other cities.
LIMITED-TIME OFFER
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Our bank is a member of the Deposit Insurance Agency.
In accordance with Law No. 53/2014 “On Deposit Insurance,” dated 22.05.2014, accounts and deposits held with American Bank of Investments sh.a. are insured up to the amount of ALL 2,500,000 (two million five hundred thousand) or its equivalent in foreign currency, by the Deposit Insurance Agency.
