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3 year Deposit in LEK, EUR and USD
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* LEK DEPOSIT *
3-YEAR DEPOSIT WITH STEPPED INTEREST RATES
Advantages and features of the deposit in LEK currency:
- Maturity: 36 months
- Currency: LEK
- Interest benefit: You can withdraw the interest from your deposit every year without waiting for the deposit to mature.
Early withdrawal conditions:
- No interest is earned if the deposit is withdrawn within the first 18 months.
- If the deposit is withdrawn during the second half of the second year or the first half of the third year, you earn the interest of the first year.
- If the deposit is withdrawn during the second half of the third year, you earn the interest of the first and second year.
Interest Rate Table:
| AMOUNT LEK | YEAR 1 | YEAR 2 | YEAR 3 | AVG IR |
| 100,000 - 4,999,999 | 4.00% | 2.00% | 1.50% | 2.50% |
| 5,000,000 - 9,999,999 | 4.00% | 2.20% | 1.70% | 2.63% |
| 10,000,000 - 19,999,999 | 4.00% | 2.40% | 1.90% | 2.77% |
| Over 20,000,000 | 4.00% |
2.60% |
2.40% | 3.00% |
* EURO DEPOSIT*
3-YEAR DEPOSIT WITH STEPPED INTEREST RATES
Advantages and features of the deposit in EURO currency:
- Maturity: 36 months
- Currency: EURO
- Interest benefit: You can withdraw the interest from your deposit every year without waiting for the deposit to mature.
Early withdrawal conditions:
- No interest is earned if the deposit is withdrawn within the first 18 months.
- If the deposit is withdrawn during the second half of the second year or the first half of the third year, you earn the interest of the first year.
- If the deposit is withdrawn during the second half of the third year, you earn the interest of the first and second year.
Interest rate table:
| AMOUNT EUR | YEAR 1 | YEAR 2 | YEAR 3 | AVG IR |
| 1,000 - 49,999 | 4.00% | 1.50% | 1.00% | 2.17% |
| 50,000 - 99,999 | 4.00% | 1.50% | 1.20% | 2.23% |
| 100,000 - 199,999 | 4.00% | 1.75% | 1.40% | 2.38% |
| Over 200,000 | 4.00% | 2.00% | 1.75% | 2.58% |
* USD DEPOSIT*
3-YEAR DEPOSIT WITH STEPPED INTEREST RATES
Advantages and features of the deposit in EURO currency:
- Maturity: 36 months
- Currency: USD
- Interest benefit: You can withdraw the interest from your deposit every year without waiting for the deposit to mature.
Early withdrawal conditions:
- No interest is earned if the deposit is withdrawn within the first 18 months.
- If the deposit is withdrawn during the second half of the second year or the first half of the third year, you earn the interest of the first year.
- If the deposit is withdrawn during the second half of the third year, you earn the interest of the first and second year.
Interest rate table:
| AMOUNT USD | YEAR 1 | YEAR 2 | YEAR 3 | AVG IR |
| 1,000 - 49,999 | 4.00% | 1.50% | 1.00% | 2.17% |
| 50,000 - 99,999 | 4.00% | 1.50% | 1.20% | 2.23% |
| 100,000 - 199,999 | 4.00% | 1.75% | 1.40% | 2.38% |
| Over 200,000 | 4.00% | 2.00% | 1.75% | 2.58% |


